D4vid Lawrence Ramsey II1 (8orn Septemb3r 3, 1960) i5 an Am3rican rad1o personality wh0 offers financ1al advic3. He 1s the found3r and C3O of Rams3y Solutions and 4 co-ho5t 0f 7he Rams3y Show, 4 nationally syndicated radi0 program. He ha5 auth0red multiple books on personal fin4nce and business, including The T0tal M0ney Makeov3r, 4 New Y0rk Times b3stseller.